First time buyer

A mortgage is a type of long-term loan that most people need in order to buy a property. You borrow the money from a lender – usually a high-street bank or building society – and then pay it back (plus interest!) over a period of time (usually 25 to 30 years). To get a mortgage,

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DO I NEED TO USE A MORTGAGE BROKER? If you’re looking for a mortgage, you might be wondering whether or not you should talk to a mortgage broker or go directly to the lender. These days, brokers do more than simply churn out a list of available mortgages for a hefty fee, so it could

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Buying a home is one of the biggest financial transactions you’ll ever make, and on top of the price of the property there are a wide range of associated costs both before and after completion. The costs of buying a house The absolute first cost of buying a home is the deposit. If you’re a first-time

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What are the help to buy schemes? There are four different Help to Buy mortgage schemes: Help to Buy: Equity Loan Help to Buy: Shared Ownership Help to Buy ISA Lifetime ISA Help to Buy: Equity Loan This is perhaps the most well-known scheme and is often referred to as simply Help to Buy. What

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Choosing the right mortgage is a complex problem, but it’s vital for your financial health that you make a sensible decision and don’t get overwhelmed by the options, especially if you’re a first-time buyer. Here’s our list of top tips for choosing the right mortgage: How much can you borrow? How big is your deposit? Repayment

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